Conditions That Will Increase Insurance Premiums
-Aging Homes (Anything prior to 1995 will have a premium)
-Overgrown Vegetation
-Aging Roofing
-Wood structures such as sheds, balconies, stairs
-States like Texas, California, Florida will have the highest increasing premiums due to natural disasters
Conditions That Will Decrease Insurance Premiums
-Safety Upgrades such as sprinklers, fire code updates, smoke and carbon monoxide detectors
-Homes made of Concrete and Steel
-Keep receipts of any upgrades, modernizations, code updates to submit to insurers
-New construction will get best rates
